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3 Years Bangladesh Sanchayapatra | ৩ মাস অন্তর মুনাফাভিত্তিক সঞ্চয়পত্র

3 Monthly Profit Bearing Sanchayapatra [ ৩ মাস অন্তর মুনাফাভিত্তিক সঞ্চয়পত্র ] (Tin Mash Antar Munafa Vittik 3-Year Sanchayapatra) This Sanchayapatra was introduced in 1998 Denomination:   Tk.1, 00,000/-; Tk. 2, 00,000/-; Tk. 5, 00,000/- and 10, 00,000/-.  Issue Office:    National Savings Bureau, Bangladesh Bank, Schedule Bank and Bangladesh Post offices Download 3 Years Bangladesh Sanchayapatra form Who can purchase: A certificate may be purchased by any of the following, namely-  A single adult; A minor; Two adults in their joint names and An adult on behalf of-a single minor, two minor jointly, himself/herself and a minor jointly and any lunatic of whom he is the guardian or manager appointed by a court of law. How to Purchase: To submit a dully fill-up prescribed application from (SC-1) along with photocopy of National Identity Card or Passport or Birth certificate, 02 copies of passport size photograph eac...

3 Years Bangladesh Sanchayapatra | ৩ মাস অন্তর মুনাফাভিত্তিক সঞ্চয়পত্র


3 Years Bangladesh Sanchayapatra
3 Monthly Profit Bearing Sanchayapatra [৩ মাস অন্তর মুনাফাভিত্তিক সঞ্চয়পত্র]

(Tin Mash Antar Munafa Vittik 3-Year Sanchayapatra)

This Sanchayapatra was introduced in 1998

Denomination: Tk.1, 00,000/-; Tk. 2, 00,000/-; Tk. 5, 00,000/- and 10, 00,000/-. 

Issue Office:  National Savings Bureau, Bangladesh Bank, Schedule Bank and Bangladesh Post offices


Who can purchase: A certificate may be purchased by any of the following, namely- 

  • A single adult;
  • A minor;
  • Two adults in their joint names and
  • An adult on behalf of-a single minor, two minor jointly, himself/herself and a minor jointly and any lunatic of whom he is the guardian or manager appointed by a court of law.

How to Purchase:

  • To submit a dully fill-up prescribed application from (SC-1) along with photocopy of National Identity Card or Passport or Birth certificate, 02 copies of passport size photograph each of holder and nominee (if applicable) to Issue office;
  • To submit cheque or cash deposit slip by depositing a tantamount of money to the designated bank branch to the issue office,
  • To receive Savings Certificate (scrip) from the issue office.
Purchase Limit: 
  • Maximum Taka 30 lac for an individual and
  • Taka 60 lac for jointly.
Duration:  3 Years
Rate of Profit:  11.04% (on maturity)

Table-1: Rate of Profit
Time Period
Rate of Profit
Payable with profit per tk 1,00,000/=
1st Year
10.00%
1,10,000/=
2nd Year
10.50%
1,21,000/=
3rd Year
11.04%
1,33,120/=

Note: Installment(s) at 3-months interval against every investment in 3-Monthly Profit Bearing Sanchayapatra will be paid at the highest total rate of 11.04% i. e. Taka 2,760 (Two thousand seven hundred sixty) only. In case of early redemption, profit will be paid at the rate shown in table-1. Excess paid amount (If any) as 3-monthly installment shall be adjusted by deducting from the principal amount.

Table-2: Denomination wise profit
Investment Amount
Payable with profit per tk 1,00,000/=
1,00,000/=
2,760/=
2,00,000/=
5,520/=
5,00,000/=
13,800/=
10,00,000/=
27,600/=

N.B: In case of premature encashment, profit will be paid by yearly basis and the excess paid amount will be adjusted from principal amount.

Other features:
  1. This Savings Certificate can be purchased by all classes of Bangladeshi people.
  2. Nominee can be appointed.
  3. Duplicate Sanchayapatra may be issued in case of theft, missing or damaged.
  4. In case of death of the holder, Nominee can cashing the Sanchayapatra at any time as per his/her wish.
  5. No profit is payable if the Sanchayapatra is encashed before one year.
  6. Sanchayapatra can be transferred from one office to another office (Savings Bureau to Savings Bureau, Post office to Post office and Bank to Bank);
  7. It is compulsory to submit photocopy of National Identity Card or passport or Birth certificate with the purchase form.
  8. Social Security Premium (SSP) will be applicable only for mature redemption. 

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